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The No Money Down Mortgage Has Finally Arrived! Our Grant Is Available To Be Applied To Your Down Payment & Closing Cost.  Purchase Your New Home With Nothing Down!  Get Up To 3.5% Of The Sales Price.

Learn More About Our Grant For Down Payment & Closing Cost!

Let's get started!


We are also available anytime at:  (888) 620-6681

We're here to answer all of your questions about FHA loans!

Frequently Asked Questions

That is ok! This grant is up to 3.5% of the sales price.  This will cover your down payment for the FHA program.  $300k sales price would be a $10,500 grant.

You may be eligible with credit scores down to 600! Don’t worry if you are below that number. Our licensed loan officers can work with you on your score. Our loan officers are well versed in working with many homeowners regarding their credit scores.

You do NOT have to be a first-time homebuyer in order to be approved for our grant program. It is only required that the home you are purchasing will be your primary residence.

You can use this grant with the FHA & USDA programs.

This program is available in 48 states! Not available in Washington or New York. 

Second mortgage is due and payable upon sale, refinance or payoff of First mortgage if balance is not paid off. There will be a monthly payment on the grant balance.

  • 10 year term.
  • Note rate of the grant is 2% above the first lien rate amortized over 10 years!
  • 10 year amortizing loan with monthly payments.
  • 300k FHA, 3.5% down payment is $10,500 with current rate of 6%. ($10,500 grant payment will be 8% or $127/month over 10 years.

Yes, your income needs to be less than 160% of your area median income.  We can help find that amount in your area extremely fast.  Austin, Texas State Median Income: $110,300 X 160% = $176,480

CORP NMLS# 237341. American Financial Network, Inc. is licensed by the California Department of Business Oversight under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker’s License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. American Financial Network, Inc. is an Equal Housing Lender.


Daniel Ancheta| Producing Branch Manager  | NMLS# 730701