Pre Loader

FHA Loans are one of the easiest mortgage loans to qualify for! They offer a low down payment and are available to homebuyers with less than perfect credit down to a 580 score! If you’re in the market for a home, you owe it to yourself to research FHA loan options.

Less than perfect credit? Don't be discouraged!

Let's see if you're eligible!

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The preferred way to reach us directly is to submit an inquiry above. Scott or a team member will call you to discuss your scenario.

We are also available anytime at:  513-276-4155

 

 

We're here to answer all of your questions about FHA loans!

Frequently Asked Questions

I can come up with the 3.5% down payment but I don't have the funds for the closing cost?

That is ok! Many times the sellers can pay all of your closing costs. This way you will only be responsible for the 3.5% down payment.

I know I have a sub 620 fico and I feel discouraged. What do I do?

Please move forward with the application. We can discuss your specific credit report and analyze the individual items that may be impacting your score and determine a plan to help you with your situation. We also work with credit repair companies where applicable.

I filed for bankruptcy 2 years ago so I probably can't get pre approved?

That isn’t true. You may be approved 2 years after the discharge date of a Chapter 7 or Chapter 11 bankruptcy. For a Chapter 13 bankruptcy, you may still be approved while you are in repayment.

I had a foreclosure 2 years ago as well?

You will need to wait 3 years from the foreclosure date before you can qualify for a FHA mortgage.

Where is this program available?

This program is available in Ohio and all other states! And the good news is we have a team of people available to help in most states!