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California FHA Loans are one of the easiest mortgage loans to qualify for! They offer a low down payment and are available to homebuyers with less than perfect credit! If you’re in the market for a home, you owe it to yourself to research California FHA loan options available through

Less than perfect credit? Don't be discouraged!

Let's see if you're eligible!

In just a few short steps we will help you determine your eligibility for an FHA Loan!

Let's start with the basics...

We're here to answer all of your questions about FHA loans!

Frequently Asked Questions

That is ok! We can work with your agent to make sure they know to ask the sellers to pay all of your closing cost This way you will only be responsbile for the 3.5% down payment.

Please move forward with the application and let one of our experience licenced loan officers give you guidance on what needs to be done to improve your scores. We take the time with every single applicant to make sure a long term plan is put in place so you can own a home.

That isn’t true. You can be approved 2 years after the discharge date on a Chapter 7 or Chapter 11 bankruptcy. For a Chapter 13 bankruptcy, you still be approved while you are in repayment.

You will need to wait 3 years from the foreclosure date before you can qualify for a FHA mortgage.

This program is available in every area of California! And the good news is we have a team of people available to help, no matter the area!

Here's how you can reach us!

Contact us!

Let's start with the basics...